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Cadillac

2026 Cadillac Lease Deals

147 active listings from $269/mo. · Prices as of Sep 8, 2026

2027 Cadillac Optiq Luxury

Lowest payment today

2027 Cadillac Optiq Luxury

$269/mo· $3,500 due at signing

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Lease insights

Calculated from current Cadillac listings on LeaseGuru.

Average payment
$1,258/mo
Payment range
$269 – $3,789/mo
Common terms
36 mo, 24 mo, 48 mo
Avg. drive-off
$2,773

By state

Cadillac blends bold American luxury styling, premium ride quality, and advanced highway pilot features like Super Cruise. Shoppers lease Cadillac to access premium crossovers, electric models, and high-status SUVs.

Quick facts

Founded
1902
Headquarters
Detroit, Michigan, USA
Country
United States
Official site
www.cadillac.com

Lineup highlights

  • Lyriq fully electric luxury crossover
  • CT4 and CT5 sport luxury sedans
  • XT4, XT5, and XT6 premium crossovers
  • Escalade body-on-frame luxury SUV icon

Cadillac leases are written by GM Financial, which publishes $0.25/mi over your mileage allowance and up to $495 disposition at return.

Published Cadillac lease terms and the guide each figure comes from
TermWhat the lender publishesFull guide
Who finances the leaseAmeriCredit Financial Services, Inc. d/b/a GM FinancialPublished jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comCaptive lenders by brand →
Excess mileage$0.25/mi over your mileage allowancePrepaid miles cost $0.20/mi if you buy them at signing.GM FinancialMileage overage fees by brand →
Disposition fee at returnUp to $495Waived: Buy or lease a new GM vehicle. Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comDisposition fees by brand →
Lease loyaltyDisposition fee waiver (published cap up to $495). Partial wear waiver eligibility is not a published dollar schedule.Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comLease loyalty programs by brand →
Lease-end buyoutGM Financial publishes a purchase option and Mode by GM Financial lease-buyout loans. Buying the car avoids excess wear, mileage, and the disposition fee. GM says a dealer should not add a doc fee to facilitate your contractual payoff.Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comLease-end buyout policy by brand →
Lease transferYes, through GM Financial's lease-assumption program. Vehicle must stay in the same state as the assuming lessee; not within the last six months; assuming lessee must meet GM Financial credit guidelines; account must stay current; no commercial/non-commercial swaps. Fee: $625 plus applicable taxes, paid by the assuming lessee.Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comLease transfer policy by brand →
GAP coverageGM Financial describes GAP as an optional ancillary product, not required to obtain financing. It does not publish a standard built-in lease gap waiver.Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comGAP insurance and lease coverage →
Grace period and late feeGM Financial FAQ: no grace period. Payments are required by the due date on the statement. Interest charges and late fees accrue each day past due according to the contract. The contract shows when late fees are assessed. No dollar amount is published on the FAQ.Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.GM Financial · published on gmfinancial.comLate fees and grace periods by brand →

Potential advantages

  • Super Cruise highway driver assist is highly rated
  • Strong residual values on Escalade models keep payments predictable
  • Attractive EV lease terms on Lyriq when federal tax credits apply

What to watch

  • Escalade leases carry very high payment bands
  • V-Series performance trims escalate lease pricing quickly

How to read lease payments →

Cadillac lease FAQ

Yes, captive lenders typically pass the EV lease tax credit to the shopper, significantly lowering payments. Check current active deals.
GM Financial charges $0.25/mi over your mileage allowance on a Cadillac lease. Prepaid miles cost $0.20/mi if you buy them at signing. Buying the higher mileage tier up front is almost always cheaper than paying the overage at return.
Cadillac leases are held by GM Financial — legally AmeriCredit Financial Services, Inc. d/b/a GM Financial. That is the lender you contact for payoff quotes, lease-end options, and account changes.
Yes. GM Financial publishes up to $495 on gmfinancial.com, charged when you hand the car back. Waived: Buy or lease a new GM vehicle. Published jointly for Chevrolet, GMC, Buick, Cadillac, not for this brand alone.
Yes. GM Financial publishes: Disposition fee waiver (published cap up to $495). Partial wear waiver eligibility is not a published dollar schedule.

Similar brands by payment

Chevrolet · from $269/moVolkswagen · from $272/moHonda · from $250/moDodge · from $289/moSubaru · from $245/moNissan · from $236/moToyota · from $228/moJeep · from $315/mo