How much does it cost to lease the Cadillac XT5?
Across 8 live XT5 listings on LeaseGuru, monthly payments range from $609 to $950, averaging about $799/mo with an average drive-off near $1,861. Confirm taxes and fees for your area before signing.
Cadillac XT5 Lease Deals
8 active listings from $609/mo.
Cadillac XT5 lease deals near you
8 deals
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2026 Cadillac XT5
- Payment:
- $609/mo
- Term:
- 36 mo
New York
- View deal details
2026 Cadillac XT5 FWD 4dr Luxury
- Payment:
- $749/mo
- Drive-off:
- $2,239
- Term:
- 42 mo
National
- View deal details
2026 Cadillac XT5 AWD 4dr Luxury
- Payment:
- $779/mo
- Drive-off:
- $2,269
- Term:
- 42 mo
National
- View deal details
2026 Cadillac XT5 FWD 4dr Premium Luxury
- Payment:
- $779/mo
- Drive-off:
- $1,569
- Term:
- 36 mo
National
- View deal details
2026 Cadillac XT5 AWD 4dr Premium Luxury
- Payment:
- $819/mo
- Drive-off:
- $1,609
- Term:
- 36 mo
National
- View deal details
2026 Cadillac XT5 AWD 4dr Sport
- Payment:
- $829/mo
- Drive-off:
- $1,619
- Term:
- 36 mo
National
- View deal details
2026 Cadillac XT5
- Payment:
- $874/mo
National
- View deal details
2026 Cadillac XT5
- Payment:
- $950/mo
New York
About the XT5
The XT5 midsize luxury SUV is Cadillac's core volume vehicle and sees consistent lease program support from GM Financial. Premium Luxury and Sport trims appear regularly in broker feeds; AWD availability is worth confirming for buyers in high-snowfall states.
Cadillac quick facts
- Founded
- 1902
- Headquarters
- Detroit, Michigan, USA
- Country
- United States
- Official site
- www.cadillac.com
Lease insights
Based on current XT5 listings for Cadillac in our feed.
- Average payment
- $799/mo
- Payment range
- $609 - $950/mo
- Common terms
- 36 mo, 42 mo
- Avg. drive-off
- $1,861
State coverage
- New York (2)
Cadillac XT5 lease calculator
This Cadillac XT5 lease calculator starts from the median MSRP ($55,295) of 5 live XT5 listings. Live XT5 listings on this page run $609–$950/mo; advertised deals usually include dealer discounts, lease cash and money due at signing that this estimate doesn't assume.
Selling price starts at that MSRP. Enter the price you were quoted. The 36-month term, residual, and money factor are generic placeholders, not Cadillac program rates. The same calculator has its own page: car lease calculator.
Monthly payment
$754.32
Due at signing $1,449.32
Vehicle
At sticker
Lease program
Term
Miles per year
Mileage changes the payment only by changing the residual. Enter the residual for this allowance. The calculator does not guess one.
Percent of MSRP, like 58. Not the dollar residual.
Multiply by 2,400 for a rough APR. Ask for the buy rate before any markup.
Cash that lowers the price
Cash you pay at signing. You don't get it back if the car is totaled.
Positive if the trade is worth more than you owe. Negative if you roll debt in.
Lease cash. It lowers the price the payment is based on.
Fees
Sample starts at $695. Use the amount on your worksheet.
Title, registration, and similar charges.
Tax
Leave blank if you only want the pre-tax payment. Enter 8.25 for 8.25%.
States do this differently. The state tax estimator is the place to check yours.
Deposits, one-pay, demo miles, lease end
Each deposit is one payment, rounded up to the next $50. You get them back at the end if the account is clean. They are not part of the cost.
From your program sheet. A figure you will see is 0.00007, and it is not universal.
Leave at 0 for a new car. Demo miles usually reduce the residual.
Residual cut per mile
Due if you return the car. Counted in total cost, not in the monthly.
Cash back after you sign. Lowers total cost, not the payment.
Monthly payment
$754.32
About 3.00% APR. 12,000 miles/year. Residual $32,071.10.
- Depreciation$645.11
- Rent charge$109.21
- Before tax.
- Due at signing
- $1,449.32
- Effective
- $773.62
- Value score
- 6.0
Effective spreads due-at-signing, disposition, and post-sale rebates across the term. Refundable deposits are left out. Value score is MSRP divided by a year of that effective payment. Higher means less of the sticker per year.
- Price the payment is based on
- $55,295.00
- First payment
- $754.32
- Fees due now
- $695.00
- Due at signing
- $1,449.32
- Total over the term
- $27,850.37
If you financed this price
$993.58/mo on $55,295.00 financed. That leaves out lease-only fees and sales tax on a purchase. The lease vs buy tool adds resale value.
XT5 trims and lease pricing
Most-listed Cadillac XT5 trims in our feed and the lowest advertised monthly payment seen on each.
| Trim | Live listings | From |
|---|---|---|
| FWD 4dr Luxury | 1 | |
| AWD 4dr Luxury | 1 | |
| FWD 4dr Premium Luxury | 1 | |
| AWD 4dr Premium Luxury | 1 |
Why lease a Cadillac?
Potential advantages
- Super Cruise highway driver assist is highly rated
- Strong residual values on Escalade models keep payments predictable
- Attractive EV lease terms on Lyriq when GM adds lease cash
What to watch
- Escalade leases carry very high payment bands
- V-Series performance trims escalate lease pricing quickly
Cadillac lease FAQ
What lease terms are common for the Cadillac XT5?
Current XT5 programs most often run 36 months and 42 months. Longer terms can lower the monthly payment but usually raise total lease cost, so compare the full term before deciding.
How do I find the best lease deals for the Cadillac XT5?
Compare live listings for the Cadillac XT5 on LeaseGuru by filtering by payment caps and term length. Evaluate the total cost including drive-off fees to find the most value-focused offer.
Are advertised payments for the Cadillac XT5 lease final?
No. Advertised monthly payments typically exclude local taxes, registration fees, and dealer doc fees. Always check localized pricing and incentives before signing any lease paperwork.
Not the right XT5 yet?
Listings turn over constantly. Get an email when a new Cadillac XT5 lease appears at or below your budget — no phone number needed.