Help center

Questions & answers

Search 32 answers about LeaseGuru and car leasing—or jump straight to a topic below.

Floating question marks and help document icons

Popular

Using LeaseGuru

Compare listings, filters, and how we keep shopping simple.

LeaseGuru is a car lease comparison marketplace. We bring listings from partner sources into one place so you can compare monthly payment, drive-off, and term side by side—free.

We pull lease inventory from partner marketplaces and line up the same fields on every row. We do not show which partner supplies each deal on the site.

No. LeaseGuru helps you compare advertised offers. When you request help on a deal, one licensed leasing partner can contact you. Final pricing, credit approval, and paperwork happen with that partner—not on LeaseGuru.ai.

We are not a lead farm. Browsing and comparing is free with no obligation. If you ask for help on a deal, your details go to one partner for that request—we do not sell your information to a list of dealers.

Yes. Browsing, filters, compare, guides, and calculators are free. If you work with a partner we introduce, they may compensate us—your price should match going direct, and we do not charge you extra to use our tools.

Listings get a transparent value score: lower advertised monthly payment and drive-off generally rank higher. Use filters for max payment, brand, term, and drive-off to match your budget.

Use the compare tool from the deals grid—add at least two listings, then open compare to see payment, drive-off, term, and location in one view. Match term and mileage before you judge which offer is stronger.

Inventories and incentives change often. A vehicle may have sold or a program may have ended. Always confirm availability with your partner before signing.

Not always. Some sources itemize drive-off and taxes separately. Treat LeaseGuru as a comparison layer and verify the full signing sheet with the lessor.

Yes. Set max monthly payment, drive-off caps, and term on the deals page. Brand and state pages help you narrow by make or region.

LeaseHackr is a strong community for lease education and deal posts in threads. LeaseGuru is a comparison marketplace: live listings from partner sources in one grid, same columns on every row, filters, and a compare tool. See our Why LeaseGuru page for a full comparison.

Going direct works when you already know which broker and vehicle you want. LeaseGuru helps when you want multiple broker listings side by side before you pick who to contact. You still sign with the broker on your paperwork. Read more on our Why LeaseGuru page.

DriveMatch connects shoppers with dealer inventory—build payments, submit offers, and optionally use concierge negotiation. LeaseGuru aggregates broker and dealer listings so you can scan specials across sources in one grid before picking who to call. See our Why LeaseGuru page for a full comparison.

Dealers excel at test drives, final quotes, and signing. LeaseGuru helps when you want to compare broker- and dealer-published specials across makes before you commit time to a showroom. Many shoppers shortlist here, then confirm availability with the partner on their chosen listing.

General auto sites often route your contact info to multiple dealers and treat lease as a secondary path. LeaseGuru is lease-specific: same columns on every row, free compare tools, no credit pull to browse, and one partner—not a dealer list—when you request help on a deal. Read more on our Why LeaseGuru page.

Payment estimator, total lease cost, and money factor-to-APR tools under Tools. They help you sanity-check quotes—not replace an itemized contract.

Leasing basics

General education—not legal or tax advice. Confirm details with your broker or lessor.

Financing builds ownership over time; a lease pays for use over a set term with a mileage allowance, often with a lower monthly payment. At lease end you typically return, buy out, or replace. See our car leasing 101 guide.

Compare term, mileage, total due at signing, and what is included in drive-off. A low payment with large upfront cash can cost more overall. Our guide on reading lease payments walks through this.

Incentives, taxes, add-ons, credit tier, and how fees are rolled in all change the number. Use LeaseGuru to shortlist, then confirm an itemized quote before signing.

Yes. Tax and registration rules vary by state and can change signing amount and sometimes the monthly payment. Verify everything for your garaging address.

Our lease glossary defines residual, cap cost, money factor, and more. Pair it with How it works if you want to see how we line up listings for comparison.

Leasing often lowers monthly cost for a few years; buying usually wins if you keep cars long after the loan is paid or drive very high miles. Compare total cost over how long you will actually keep the vehicle.

Usually no cap cost reduction—not zero due at signing. Taxes, fees, and the first payment may still be due at pickup. Ask for an itemized signing sheet.

Yes. Selling price, doc fees, and add-ons are negotiable. Residual and program money factor are set by the lender; your credit tier determines which rates you qualify for.

Advertised payments often assume top tier. Many programs approve in the mid-600s; the best rates typically need scores around 700 or higher. Confirm which tier your quote assumes.

The lease finance charge as a small decimal. Multiply by about 2,400 for a rough APR equivalent. Lower money factor means lower rent charge on the same structure.

Signing & lease end

Drive-off, fees, mileage, buyout, and what to expect when your term ends.

Drive-off often includes the first payment, acquisition fee, taxes, registration, doc fees, and any cap reduction. It is not the same as monthly payment—compare the full signing amount across quotes.

Some states tax each monthly payment; others tax the lease upfront. Registration and doc fees differ too. Quote for your garaging address, not just the broker’s location.

You typically return the car, buy at the contract purchase option, or replace it. Schedule a return inspection and review mileage and wear before maturity.

Most leases include a purchase option—often tied to residual value. Compare that price to market value before you buy versus return.

You pay a per-mile fee above your allowance—often $0.15 to $0.30 per mile. Match allowance to your driving when you sign.

Early termination is usually expensive. Some brands offer pull-ahead programs if you lease again—ask your lessor before paying large exit fees.

Next steps

Still deciding?

Compare live deals side by side, run the numbers, then request help on a deal when you are ready.

Ready to compare offers?

Filter by payment, drive-off, and term—then open any deal to compare or request an intro.

Compare deals