2026 BMW Lease Deals
1 of 320 BMW listings match your filters. · Prices as of Sep 8, 2026
- View deal details
2026 BMW X5M
Payment: $2,303/moDrive-off: $0National
BMW models
Jump to a stable model page or filter live deals above.
- 4 Series leasefrom $640/mo · 65 listings
- 2 Series leasefrom $430/mo · 27 listings
- X5 leasefrom $769/mo · 20 listings
- 8 Series leasefrom $1,050/mo · 20 listings
- 3 Series leasefrom $359/mo · 17 listings
- 7 Series leasefrom $899/mo · 17 listings
- M4 leasefrom $1,009/mo · 15 listings
- i4 leasefrom $419/mo · 13 listings
- 5 Series leasefrom $589/mo · 13 listings
- i5 leasefrom $699/mo · 13 listings
- X6 leasefrom $1,129/mo · 11 listings
- M5 leasefrom $1,509/mo · 11 listings
- X3 leasefrom $469/mo · 10 listings
- i7 leasefrom $999/mo · 10 listings
- X7 leasefrom $1,039/mo · 9 listings
- X1 leasefrom $519/mo · 7 listings
- iX leasefrom $734/mo · 7 listings
- M3 leasefrom $1,019/mo · 7 listings
- X2 leasefrom $700/mo · 6 listings
- Z4 leasefrom $875/mo · 5 listings
- M2 leasefrom $999/mo · 3 listings
- XM leasefrom $1,699/mo · 3 listings
- X4 leasefrom $749/mo · 2 listings
- M340i RWD leasefrom $639/mo
- M340i xDrive leasefrom $749/mo
- M440i xDrive Gran Coupe leasefrom $999/mo
- M440i Convertible leasefrom $1,064/mo
- Ix3 50 Xdrive Sports Activity Vehicle leasefrom $1,119/mo
- Ix3 50 Xdrive Sports Activity Vehicle Lease 0 Down Available 2 leasefrom $1,119/mo
- M760i xDrive leasefrom $1,295/mo
- M8 leasefrom $1,679/mo
- X5M leasefrom $2,303/mo
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Lease insights
Calculated from current BMW listings on LeaseGuru.
- Average payment
- $995/mo
- Payment range
- $359 – $2,429/mo
- Common terms
- 39 mo, 36 mo, 33 mo
- Avg. drive-off
- $3,193
By state
BMW is a performance-luxury brand known for sporty handling, premium interiors, and broad model segmentation from compact sedans to large SUVs and EVs. Leasing is common among BMW shoppers who want regular access to newer technology and updated models.
Quick facts
- Founded
- 1916
- Headquarters
- Munich, Germany
- Country
- Germany
- Official site
- www.bmwusa.com
Lineup highlights
- 3 Series and 5 Series luxury sport sedans
- X3, X5, and X7 SUVs across multiple size tiers
- M Performance models for higher-output driving
- i4 and iX for premium EV options
BMW leases are written by BMW Financial Services, which publishes a $925 acquisition fee at signing, $0.30/mi over your mileage allowance and up to $495 disposition at return.
| Term | What the lender publishes | Full guide |
|---|---|---|
| Who finances the lease | BMW Financial Services NA, LLCBMW Financial Services · published on bmwusa.com | Captive lenders by brand → |
| Acquisition (bank) fee | $925Named on current BMW USA lease offer pages (X5, iX, i4, X1, M440i). Cash due at signing includes the fee in those examples.BMW Financial Services · published on bmwusa.com | Acquisition fees by brand → |
| Excess mileage | $0.30/mi over your mileage allowancePrepaid miles cost $0.25/mi if you buy them at signing.BMW Financial Services | Mileage overage fees by brand → |
| Disposition fee at return | Up to $495Waived: Lease your next BMW through BMW Financial Services, or finance the buyout of your current car through them.BMW Financial Services · published on bmwusa.com | Disposition fees by brand → |
| Lease loyalty | Example on 2026 X5 sDrive40i and iX xDrive45 ads: $2,000 off MSRP ($1,000 BMW of North America + $1,000 BMW Center). Amount is offer-specific and expires with the ad.BMW Financial Services · published on bmwusa.com | Lease loyalty programs by brand → |
| Multiple security deposits | Yes. BMW USA lease-program page: put down up to seven security deposits on a new lease, or transfer the balance from an existing lease at lease end. Up to seven security deposits.BMW Financial Services · published on bmwusa.com | Multiple security deposits by brand → |
| Lease-end buyout | BMW FS: you can purchase at any point. Payoff is in My BMW Account. Residuals are not negotiated. Financing the buyout through BMW FS waives the disposition fee.BMW Financial Services · published on bmwusa.com | Lease-end buyout policy by brand → |
Potential advantages
- Leasing can reduce long-term exposure to luxury depreciation
- Frequent model updates make shorter upgrade cycles appealing
- Premium feature sets are often easier to access through lease structures
What to watch
- Insurance and maintenance costs can be higher than mainstream brands
- Optioned trims can significantly increase monthly payment
BMW lease FAQ
Leasing can align well with BMW's frequent product updates and helps some shoppers access newer technology every few years without long ownership horizons.
Often yes, especially for larger X-line models. Actual payment differences depend on trims, incentives, and mileage allowances.
BMW Financial Services publishes a $925 acquisition (bank) fee on current BMW lease disclosures at bmwusa.com. It is charged once at signing and is separate from the monthly payment.
BMW Financial Services charges $0.30/mi over your mileage allowance on a BMW lease. Prepaid miles cost $0.25/mi if you buy them at signing. Buying the higher mileage tier up front is almost always cheaper than paying the overage at return.
BMW leases are held by BMW Financial Services — legally BMW Financial Services NA, LLC. That is the lender you contact for payoff quotes, lease-end options, and account changes.
Yes. BMW Financial Services publishes up to $495 on bmwusa.com, charged when you hand the car back. Waived: Lease your next BMW through BMW Financial Services, or finance the buyout of your current car through them.