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2026 BMW Lease Deals

276 active listings from $359/mo. · Prices as of Oct 24, 2026

2026 BMW 3 Series 330i

Lowest payment today

2026 BMW 3 Series 330i

$359/mo· $3,500 due at signing

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BMW SUV lease deals

81 BMW lease offers are classified as SUVs by EPA size class, from $439/mo. Payments are broker-advertised and usually exclude tax and fees, so compare drive-off before choosing. See all SUV lease deals.

BMW models

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Lease insights

Calculated from current BMW listings on LeaseGuru.

Average payment
$1,010/mo
Payment range
$359 – $2,429/mo
Common terms
39 mo, 36 mo, 33 mo
Avg. drive-off
$3,223

By state

BMW is a performance-luxury brand known for sporty handling, premium interiors, and broad model segmentation from compact sedans to large SUVs and EVs. Leasing is common among BMW shoppers who want regular access to newer technology and updated models.

Quick facts

Founded
1916
Headquarters
Munich, Germany
Country
Germany
Official site
www.bmwusa.com

Lineup highlights

  • 3 Series and 5 Series luxury sport sedans
  • X3, X5, and X7 SUVs across multiple size tiers
  • M Performance models for higher-output driving
  • i4 and iX for premium EV options

BMW leases are written by BMW Financial Services, which publishes a $925 acquisition fee at signing, $0.30/mi over your mileage allowance and up to $495 disposition at return.

Published BMW lease terms and the guide each figure comes from
TermWhat the lender publishesFull guide
Who finances the leaseBMW Financial Services NA, LLCBMW Financial Services · published on bmwusa.comCaptive lenders by brand →
Acquisition (bank) fee$925Named on current BMW USA lease offer pages (X5, iX, i4, X1, M440i). Cash due at signing includes the fee in those examples.BMW Financial Services · published on bmwusa.comAcquisition fees by brand →
Excess mileage$0.30/mi over your mileage allowancePrepaid miles cost $0.25/mi if you buy them at signing.BMW Financial ServicesMileage overage fees by brand →
Disposition fee at returnUp to $495Waived: Lease your next BMW through BMW Financial Services, or finance the buyout of your current car through them.BMW Financial Services · published on bmwusa.comDisposition fees by brand →
Lease loyaltyExample on 2026 X5 sDrive40i and iX xDrive45 ads: $2,000 off MSRP ($1,000 BMW of North America + $1,000 BMW Center). Amount is offer-specific and expires with the ad.BMW Financial Services · published on bmwusa.comLease loyalty programs by brand →
Multiple security depositsYes. BMW USA lease-program page: put down up to seven security deposits on a new lease, or transfer the balance from an existing lease at lease end. Up to seven security deposits.BMW Financial Services · published on bmwusa.comMultiple security deposits by brand →
Lease-end buyoutBMW FS: you can purchase at any point. Payoff is in My BMW Account. Residuals are not negotiated. Financing the buyout through BMW FS waives the disposition fee.BMW Financial Services · published on bmwusa.comLease-end buyout policy by brand →
Insurance requirementsLiability limits: State-minimum liability. Comp & collision deductible: $1,000 maximum on comprehensive and collision.BMW Financial Services · published on bmwusa.comLease insurance requirements by brand →

Potential advantages

  • Leasing can reduce long-term exposure to luxury depreciation
  • Frequent model updates make shorter upgrade cycles appealing
  • Premium feature sets are often easier to access through lease structures

What to watch

  • Insurance and maintenance costs can be higher than mainstream brands
  • Optioned trims can significantly increase monthly payment

How to read lease payments →

BMW lease FAQ

Leasing can align well with BMW's frequent product updates and helps some shoppers access newer technology every few years without long ownership horizons.
Often yes, especially for larger X-line models. Actual payment differences depend on trims, incentives, and mileage allowances.
BMW Financial Services publishes a $925 acquisition (bank) fee on current BMW lease disclosures at bmwusa.com. It is charged once at signing and is separate from the monthly payment.
BMW Financial Services charges $0.30/mi over your mileage allowance on a BMW lease. Prepaid miles cost $0.25/mi if you buy them at signing. Buying the higher mileage tier up front is almost always cheaper than paying the overage at return.
BMW leases are held by BMW Financial Services — legally BMW Financial Services NA, LLC. That is the lender you contact for payoff quotes, lease-end options, and account changes.
Yes. BMW Financial Services publishes up to $495 on bmwusa.com, charged when you hand the car back. Waived: Lease your next BMW through BMW Financial Services, or finance the buyout of your current car through them.

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