Mileage overage calculator

Project overage miles and fees before maturity—confirm the per-mile rate in your contract.

Odometer with excess mileage counter

Educational estimate only. Real quotes depend on taxes, fees, acquisition/disposition charges, rebates, and how your state treats leases. Use your contract and broker numbers as the source of truth. Reading lease payments and the lease glossary explain the fields behind these calculators.

Total mileage allowance
30,000 mi
Overage miles
8,000 mi
Projected overage cost
$2,000.00

Confirm the per-mile rate in your contract—penalties often run $0.15–$0.30 per mile.

Worked example

36-month lease at 10k miles/year — you actually drive 14k/year

Contract allowance
30,000 miles
Actual mileage
42,000 miles
Overage
12,000 miles
Per-mile rate
$0.25/mile
Total overage charge
$3,000 at lease end
Prepay rate (typical)
$0.18/mile
Prepay cost
$2,160 at signing
Prepaying saves~$840

Prepay only if you're confident you'll exceed allowance. No refund for unused prepaid miles.

Mileage overage FAQ

Common questions about this calculator. For broader leasing topics, see the full FAQ.

$0.15-$0.30 per mile is standard. Luxury brands and high-residual vehicles can run $0.25-$0.40. Check the contract — overage rate is listed alongside the annual allowance.

Prepaying is usually $0.05-$0.10 cheaper per mile than paying at lease end. Worth it if you're confident you'll exceed allowance. If you're unsure, don't prepay — you don't get a refund for unused miles.

Consider buying out the lease (no overage applies on a purchase) or replacing it early with a higher-mileage lease. Running ~10k+ miles over at $0.25/mile is $2,500+ in overage you can sometimes avoid.