Buyout vs return

At maturity, should you buy the car, return it, or replace it? Compare equity against disposition cost.

Educational estimate only. Real quotes depend on taxes, fees, acquisition/disposition charges, rebates, and how your state treats leases. Use your contract and broker numbers as the source of truth. Reading lease payments and the lease glossary explain the fields behind these calculators.

Contract purchase option price

Estimated current market value

Disposition fee (if returning)

Consider buying

Equity (market − buyout): $2,500.00
Cost to return (disposition): $395.00
Cost to buy out: $18,500.00

Market value exceeds your buyout by more than the disposition fee—buying may preserve equity.