2027 Cadillac Optiq Luxury
87- Monthly
- $335/mo
- Drive-off
- $3,500
2026 Cadillac XT4
$549/mo · 36-month term
Compare this listing side by side with others on LeaseGuru. When you are ready, request an intro: a licensed partner can confirm availability, incentives, and final numbers for your ZIP.
Updated Oct 24, 2026 · New York
Payment breakdown
Advertised numbers from this listing, plus totals lined up so you can compare against other deals fairly.
$214 above lowest Cadillac
$549/mo
Cash due when you pick up the car — not always the same as cap reduction.
Not listed
Drive-off spread across the lease term plus stated payment.
$549/mo
Over 36 months (payment × term + drive-off).
$19,764
Benchmarks using 122 live Cadillac listings on LeaseGuru right now.
Among all Cadillac deals
- Payment rank
- #8 of 122 (lowest first)
- Brand low
- $335/mo
- Brand average
- $1,262/mo
- This listing
- $713 below brand average
Among XT4 deals (2 listed)
- Payment rank
- #1 of 2
- Model low
- $549/mo
- Model high
- $730/mo
- Vs model low
- Same as cheapest XT4
Everything we have for this vehicle. A licensed partner can confirm VIN, incentives, and taxes when you request an intro.
- Year
- 2026
- Make
- Cadillac
- Model
- XT4
- Trim
- Not listed
- Condition
- Not listed
- Annual mileage
- Not listed
- MSRP / cap context
- Not listed on this feed
- Region
- New York
- Listing updated
- Oct 24, 2026 (0 days ago)
Use this listing as a starting point. Final numbers depend on credit, ZIP, and current programs.
- Due at signing may include first payment, acquisition fee, taxes, and doc fees. Ask for an itemized sheet.
- Monthly payment might exclude tax depending on the source. Compare using effective monthly when drive-off differs.
- Listings refresh often. If payment or term changed since Oct 24, 2026, your licensed partner will quote current availability for the 2026 Cadillac XT4.
- LeaseGuru does not originate leases. Submit the form and a licensed partner follows up to finalize numbers.
Open calculators with this deal pre-filled.
Effective monthly cost
Spread drive-off across the full term to compare unlike quotes.
Open tool →Total lease cost
Estimate cash out over 36 months before you sign.
Open tool →Payment calculator
Model different cap costs, terms, and tax assumptions.
Open tool →Deal checklist
Line-by-line items to verify on the signing sheet.
Open tool →
Explore more
Narrow inventory related to this vehicle.
More Cadillac lease deals
Compare other live Cadillac listings by payment and drive-off before you request a match.
2027 Cadillac Optiq Sport
82- Monthly
- $385/mo
- Drive-off
- $3,500
2027 Cadillac Optiq Luxury
79- Monthly
- $399/mo
- Drive-off
- $4,000
2027 Cadillac Optiq Luxury
81- Monthly
- $399/mo
- Drive-off
- $3,500