12 active listings from $389/mo.
2026 GMC Terrain FWD 4dr Elevation
National
2026 GMC Terrain AWD 4dr Elevation
National
2026 GMC Terrain FWD SLE
National
2027 GMC Terrain FWD 4dr Elevation
National
2026 GMC Terrain Elevation
National
2027 GMC Terrain AWD 4dr Elevation
National
2026 GMC Terrain AWD 4dr At4
National
2026 GMC Terrain AWD 4dr Denali
National
2026 GMC Terrain Denali
National
2027 GMC Terrain
New York
2027 GMC Terrain AWD 4dr At4
National
2027 GMC Terrain AWD 4dr Denali
National
The Terrain compact SUV competes with the Chevrolet Equinox and offers a more premium interior option. SLE and SLT programs appear in broker feeds; compare the Terrain versus Equinox payment side by side—the premium can be modest for the step up in refinement.
Based on current Terrain listings for GMC in our feed.
This GMC Terrain lease calculator starts from the median MSRP ($37,745) of 8 live Terrain listings. Live Terrain listings on this page run $389–$669/mo; advertised deals usually include dealer discounts, lease cash and money due at signing that this estimate doesn't assume.
Selling price starts at that MSRP. Enter the price you were quoted. The 36-month term, residual, and money factor are generic placeholders, not GMC program rates. The same calculator has its own page: car lease calculator.
Monthly payment
$514.90
Due at signing $1,209.90
At sticker
Term
Miles per year
Mileage changes the payment only by changing the residual. Enter the residual for this allowance. The calculator does not guess one.
Percent of MSRP, like 58. Not the dollar residual.
Multiply by 2,400 for a rough APR. Ask for the buy rate before any markup.
Cash you pay at signing. You don't get it back if the car is totaled.
Positive if the trade is worth more than you owe. Negative if you roll debt in.
Lease cash. It lowers the price the payment is based on.
Sample starts at $695. Use the amount on your worksheet.
Title, registration, and similar charges.
Leave blank if you only want the pre-tax payment. Enter 8.25 for 8.25%.
States do this differently. The state tax estimator is the place to check yours.
Each deposit is one payment, rounded up to the next $50. You get them back at the end if the account is clean. They are not part of the cost.
From your program sheet. A figure you will see is 0.00007, and it is not universal.
Leave at 0 for a new car. Demo miles usually reduce the residual.
Residual cut per mile
Due if you return the car. Counted in total cost, not in the monthly.
Cash back after you sign. Lowers total cost, not the payment.
$514.90
About 3.00% APR. 12,000 miles/year. Residual $21,892.10.
Effective spreads due-at-signing, disposition, and post-sale rebates across the term. Refundable deposits are left out. Value score is MSRP divided by a year of that effective payment. Higher means less of the sticker per year.
$678.23/mo on $37,745.00 financed. That leaves out lease-only fees and sales tax on a purchase. The lease vs buy tool adds resale value.
Most-listed GMC Terrain trims in our feed and the lowest advertised monthly payment seen on each.
| Trim | Live listings | From |
|---|---|---|
| FWD 4dr Elevation | 2 | |
| AWD 4dr Elevation | 2 | |
| AWD 4dr At4 | 2 | |
| AWD 4dr Denali | 2 |
Across 12 live Terrain listings on LeaseGuru, monthly payments range from $389 to $669, averaging about $531/mo with an average drive-off near $1,667. Confirm taxes and fees for your area before signing.
Current Terrain programs most often run 36 months. Longer terms can lower the monthly payment but usually raise total lease cost, so compare the full term before deciding.
Compare live listings for the GMC Terrain on LeaseGuru by filtering by payment caps and term length. Evaluate the total cost including drive-off fees to find the most value-focused offer.
No. Advertised monthly payments typically exclude local taxes, registration fees, and dealer doc fees. Always check localized pricing and incentives before signing any lease paperwork.
Listings turn over constantly. Get an email when a new GMC Terrain lease appears at or below your budget — no phone number needed.
