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2026 BMW XM Label

$1,509/mo · $3,500 due at signing · 36-month term

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BMW XM
New

Updated Oct 24, 2026 · California

Payment breakdown

Advertised numbers from this listing, plus totals lined up so you can compare against other deals fairly.

$1,150 above lowest BMW

$1,509/mo

Cash due when you pick up the car — not always the same as cap reduction.

$3,500

Drive-off spread across the lease term plus stated payment.

$1,606/mo

Over 36 months (payment × term + drive-off).

$57,824

LeaseGuru deal score83/100Higher scores mean a lower payment and drive-off relative to the car's MSRP.

Benchmarks using 276 live BMW listings on LeaseGuru right now.

Among all BMW deals

Payment rank
#245 of 276 (lowest first)
Brand low
$359/mo
Brand average
$1,010/mo
This listing
$499 above brand average

Among XM deals (4 listed)

Payment rank
#1 of 4
Model low
$1,509/mo
Model high
$1,832/mo
Vs model low
Same as cheapest XM

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